Free tool

VeriFactu risk calculator

Find out how much you could pay in penalties if you don't comply with the regulation before the 2027 deadlines. Answer 4 questions and get an indicative range.

4 questions · ~30 seconds Indicative range based on RD 1007/2023 No signup, no email, no card

This calculator is indicative only and does not constitute tax advice. For specific situations, consult a tax advisor.

Question 1 of 40%

What's your tax situation?
How it's calculated

What the calculator measures

No black box: your range comes from combining four factors. Here's what they are, and how they weigh into the result.

1

Tax situation

Self-employed, company, or not a taxpayer. Marks your deadline: July 1, 2027 (self-employed) or January 1, 2027 (companies).

2

Invoice volume

Under 50, 50-500, or over 500 per month. Scales the exposure base: €10,000, €25,000, or €50,000.

3

Current compliance

Whether you already issue signed VeriFactu, partial, or none. Lowers or raises the risk level.

4

Adaptation urgency

Already underway, before the deadline, or "wait and see." The later you leave it, the higher the range.

Exposure base by volume

< 50 invoices/month

€10,000

50 – 500 invoices/month

€25,000

> 500 invoices/month

€50,000

The base is then adjusted based on your current compliance and urgency. Full detail on the penalty regime is at /verifactu/sanciones.

The next step

From "at risk" to "compliant," in one afternoon

Whatever range you get, the path is the same and short: upload your certificate, activate VeriFactu, and issue your first compliant invoice. Cofactu handles the XML, the signature, and the submission to the AEAT.

Start free — 30 days, no card
FAQ

About the calculation

Is the result binding or an official calculation?
No. The calculator is indicative: it gives you an estimated exposure range based on your profile, not a settlement. The actual penalty amount is set by the AEAT under art. 201 bis LGT. For your specific case, consult a tax advisor.
How is the range calculated?
From four factors: your tax situation, your invoice volume (which scales the €10,000 / €25,000 / €50,000 base), whether you already comply with VeriFactu, and when you plan to adapt. Combining these places you in low, medium, high, or critical risk.
What is my deadline to comply?
Companies are required from January 1, 2027; self-employed individuals and sole traders from July 1, 2027. Adapting before your deadline avoids the infringement entirely. Full legal detail at /verifactu/sanciones.

Medium or high risk? Get compliant today.

Cofactu handles the XML, the signature, and the submission to the AEAT. 30 days free, no card — and ahead of your 2027 deadline.

Start free See the full penalty detail