Owner · Admin · Accountant · Read-only
Multi-user with roles
Assign granular access to each person on your team. Your accountant can view and edit invoices without touching account settings. Roles block actions outside each profile's scope.
Every invoice, payment, payslip and bank movement books its own entry. Full accounting, 7 AEAT tax forms, multi-user, inventory and API. VeriFactu-compliant, with a January 2027 deadline for companies. Business plan at €39/month.
Business plan per month · price frozen for 24 months from signup, no lock-in period
AEAT tax forms filable from the app (303, 111, 130, 115, 190, 347, 349)
granular access roles: owner, admin, accountant and read-only
VeriFactu deadline for companies under RD 254/2025
€39/month. Price frozen for 24 months from signup. No lock-in period. With Holded, accounting, payroll and tax forms are add-on modules — here they're in the base plan.
Assign granular access to each person on your team. Your accountant can view and edit invoices without touching account settings. Roles block actions outside each profile's scope.
Every invoice issued, payment, expense, payroll or bank transaction automatically generates its journal entry. General ledger, balance sheet and P&L available with no extra setup. Compatible with imports from A3, Contasol and Sage.
Create the quote, turn it into an order and then into an invoice with 1 click. Customer, product and price data carries over automatically. Nothing to re-enter.
Assign invoices, expenses and payments to projects or cost centers. The analytics view breaks down income and expenses by dimension so you know which area or project is profitable.
Stock control per warehouse with configurable minimums and low-stock alerts. Sales and purchases update inventory automatically. Compatible with touch POS.
Documented REST API for your own integrations. PSD2 bank reconciliation with transaction↔invoice auto-match. No manual CSV exports.
In January 2027 your software has to be VeriFactu-ready. Use the mandatory switch to upgrade your tooling: from an invoicing SaaS to a platform that covers your entire accounting and tax cycle with no extra modules or lock-in.
All included
invoicing, accounting, 7 AEAT tax forms and reconciliation in the base plan
No add-ons
what Holded charges as a separate module comes standard here at €39/month
No lock-in
export invoices, journal entries and audit log in 1 click whenever you want
Deadlines
What you need to comply with and the exact date.
Read moreRegulation
Up to €50,000/year under art. 201 bis LGT.
Read moreComparison
Pricing, modules, VeriFactu and accounting compared.
Read moreMigration
Invoice, customer and journal entry importer. No data lost.
Read moreFeature
Full quote → order → invoice cycle with 1 click.
Read morePillar guide
RD 1007/2023 and Orden HAC/1177/2024 explained in plain language.
Read moreThe deadline for companies (SL, SA and any legal-entity taxpayer) is January 2027, under RD 254/2025. From that date, your invoicing software must generate signed, chained VeriFactu records compliant with RD 1007/2023. Penalties for non-compliance reach up to €50,000/year (art. 201 bis LGT). Check the exact dates at /verifactu/fechas.
Holded offers VeriFactu, but there are documented reports of production errors (error 4124) that leave invoices blocked, and human support comes at an extra cost. Cofactu is compliance-first: the hash chain, digital signature and submission to the AEAT are the core of the product, not a bolted-on layer. It also includes full accounting, 7 AEAT tax forms and bank reconciliation with no paid modules. See the comparison at /comparativas/holded.
Yes. You can import payroll from Sage, A3, CSV or PDF with OCR. Cofactu generates the journal entries (640/465) and the data for forms 111 and 190 automatically.
Yes. The import flow is at /migrar with instructions to migrate from Holded, Contasol, A3 and Sage. If you have questions about your specific case, write to hola@cofactu.com and we'll help.
It's yours. You can export a complete ZIP with all your invoices (PDF + signed VeriFactu XML), customers, products, journal entries and audit log in 1 click, at no extra cost. No lock-in. If your plan expires, we keep your data accessible for 90 days so you have time to migrate.
Business plan €39/month. Price frozen for 24 months. Includes VeriFactu invoicing, accounting, 7 AEAT tax forms and bank reconciliation. The founder replies in under 8h.
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