Cofactu vs Anfix — no lock-out, with an iOS app that works.
Anfix has a great sales team and solid CleverScan, but it carries an iOS app broken since iOS 17 (18+ months), a banking bug with an inverted sign, and documented cases of data lock-out when the contract expires without prior notice. Comparison with real data (May 2026).
What Anfix users say in 2026
Quotes and recurring patterns from Trustpilot, Capterra, and the App Store. We don't edit or cherry-pick the harshest ones — these are the most repeated complaints in verified reviews, with a link to the source.
"Since iOS 17 Beta 2 receipt capture doesn't work. The stack or memory buffer doesn't process the image correctly. I've been reporting the bug for 3 months, they promised a new version and nothing."
App Store · Anfix iOS
"When my contract expired without prior notice, they locked me out and I couldn't even access my payment records to verify the invoice date."
G2 · Anfix reviews
"Cash-to-bank movements add up instead of subtracting, the app's camera doesn't work, and the accounting has multiple failures."
Trustpilot ES · Anfix
"They raised prices significantly, without prior notice. From €390 a year it went to over €700."
Trustpilot ES · Anfix
Point-by-point comparison
18 features compared. Every relevant gap includes a direct quote or documented pattern from Trustpilot/Capterra as evidence.
| Feature | Cofactu | Anfix |
|---|---|---|
| Mobile | ||
| Working iOS mobile app App Store: documented complaint with 3+ months without a fix, official workaround: 'delete the app and reinstall it' | Universal PWA with end-to-end OCR | Receipt capture broken since iOS 17 (18+ months without a fix) |
| Optimized native iPad version | iPad-friendly responsive PWA | No iPad version (iPhone + Apple Watch only) |
| Full receipt OCR closing from mobile | Yes — photo → OCR → invoice without opening a laptop | Camera bugs + frequent crashes when tapping buttons |
| Customer data | ||
| Data access on expiry/cancellation G2: "when my contract expired without prior notice, they locked me out and I couldn't even access my payment records" | 90-day post-cancel access + 1-click ZIP export | Documented lock-out when the contract expires without notice |
| Self-service cancel + refunds Trustpilot: "I forgot to cancel, they charged me €70+ and wouldn't refund it despite requesting it" | 1-click cancel, automatic proration | Automatic renewal + no refund if you forget to cancel |
| Full ZIP export + audit log | Yes — CSV + PDF + XML + audit log | Limited (Trustpilot reports basic export) |
| Fiscal compliance | ||
| Correct sign on cash↔bank movements Trustpilot: critical accounting bug with inverted sign | Yes — validated by an automated test suite | Reported 'adds instead of subtracts' bug |
| Automatic bank reconciliation + alerts | Yes — proactive alerts if reconciliation fails | Reconciliation fails and 'there's no way to get it fixed' |
| AEAT transparency page + 1-click resubmission | Yes — XML + response + public log for the user | Standard |
| Human-readable AEAT errors + proactive email | Yes — code + reason + how to fix it | Standard |
| Pricing | ||
| Price-freeze commitment Trustpilot: pattern documented across multiple 2024-2026 reviews | 24 months in writing (/precios-justos) | +80% reported without prior notice (€390 → €700) |
| Transparent pricing for the accounting-firm plan | €49/month, public accounting-firm plan | Opaque custom pricing — sales call required |
| No modular add-ons Vasieddmaak: recurring complaint about the modular structure | Everything included in the plan | 'A separate module for every simple feature' |
| Customizable reports + invoice sorting | Yes — column-configurable exports | Can't sort invoices by number (Trustpilot complaint) |
| Support | ||
| Consistent human post-sale support Trustpilot pattern: "issue resolution drags on forever" | Human chat <2h on Small Business/Accounting-firm plan with SLA on /status | Excellent sales team, support degrades drastically |
| Invoice customization response time | Self-service WYSIWYG PDF editor | Customization team takes 15 days (Trustpilot quote) |
| Transparency | ||
| Public roadmap + visible changes Trustpilot: "it would be good to know, to secure our own stability" | Yes — /roadmap + /changelog every week | Doesn't share roadmap or business plan |
| Public status + real metrics | Yes — /status with uptime + 30-day heatmap | Not published |
Real cost for your usage, not the "starting from" price
Anfix's base price sounds good until you add extras and add-ons — the standalone modules you need to run as a real business. Typical scenarios:
Active self-employed with monthly OCR
Cofactu
€9/month (1,000 OCR/month + full fiscal models)
No extras. No surprises.
Anfix
Base: Professional ≈ €12/month
- + Broken iOS app for mobile capture
- + +80% price-hike risk
Total: €12/month with active bugs
Small business with bank reconciliation + accounting reports
Cofactu
€19/month
No extras. No surprises.
Anfix
Base: Company plan ≈ €25/month
- + Inverted-sign cash↔bank bug
- + Recurring reconciliation failures
- + Extra modules per feature
Total: ≥ €25/month with accounting risks
Accounting firm with 50 tax IDs
Cofactu
€49/month (unlimited clients, native multi-tenant)
No extras. No surprises.
Anfix
Base: Custom accounting-firm plan (not public)
- + Mandatory sales call
- + Lock-out risk on expiry
Total: Opaque pricing + data lock-out risk
Anfix prices estimated from public rates, May 2026. If they've changed, email us at hola@cofactu.com and we'll update it.
Assisted migration from Anfix (includes post-lock-out rescue)
If you're coming from Anfix because of a price hike, a broken iOS app, or a data lock-out, we can help:
- Native CSV importer — export clients and invoices from the Anfix panel and upload them at /migrar/desde-anfix.
- Post-lock-out rescue — if your data got locked without warning, we parse your historical PDFs via OCR to rebuild your client and invoice base. Write to us.
- 30 days free + first month free if you come with this documented story.
- No-lock-out guarantee: 90-day post-cancel access + 1-click ZIP export. In writing on /seguridad.
Frequently asked questions
What exactly happens with Anfix's lock-out?
Is the inverted-sign cash↔bank bug still active?
If Anfix locked you out, can you recover the data?
Anfix includes VeriFactu in every plan. Does Cofactu too?
30-day trial, no card required
If you'd rather stay with Anfix afterward, you take your data with you in a ZIP. No lock-in, no "let us call you to talk you out of it."