Quarterly (monthly for large companies)Modelo 115

Modelo 115: rental withholding in 30 seconds.

If you lease a commercial unit or office and withhold 19% from the landlord, you must pay in that withholding quarterly with Modelo 115. Cofactu aggregates the quarter's payments and files it with the AEAT directly.

Official BOE file signed and submitted · Confirmation CSV stored in the audit log

Frequency

Quarterly (monthly for large companies)

Quarterly: 1-20 April/July/October + 1-30 January. Monthly: 1-20 of the following month

AEAT method

Fichero AEAT BOE

Cofactu generates the official BOE file, signs it with your FNMT certificate, and submits it. You get a confirmation CSV.

Time with Cofactu

≈ 30 seconds

vs. 5-10 min downloading and uploading manually to the AEAT portal.

Who must file

Who has to file Modelo 115?

Boxes

The main boxes of Modelo 115

Cofactu fills them in automatically from your invoices, expenses, payroll, or rental income. It shows them in an editable preview before filing — you never submit without reviewing.

Box Name What it covers
01

Number of landlords with withholding

Total number of distinct landlords you withheld from during the period. Cofactu counts this from the Expenses > Leases module.
02

Withholding base

Sum of the withholding bases (agreed gross rent) for the period. Excludes VAT and passed-on expenses not subject to withholding.
03

Withholding amount

Sum of the IRPF withholdings applied (19% of the base) for the period. This is the amount to pay in to the AEAT with this form.
Coverage

What Cofactu covers today for this model

Covered

  • Leases of urban properties for uses other than housing
  • Automatic calculation of the 19% withholding on the base
  • Reconciliation with Cofactu's Expenses module (filters by 'Lease' category)
  • Quarterly and monthly periodicity (large companies)
  • Annual Modelo 180 summary from 4 quarterly filings (coming soon)

Not yet covered

  • Modelo 180 (annual summary of the 115) — on the roadmap
  • Leases with a withholding rate other than 19% (a very rare case)

We expand coverage sprint by sprint. If a specific case is blocking you, write to us at hola@cofactu.com.

AEAT errors

Common errors when filing this model

Cofactu validates these cases before submission and explains them with human-readable feedback before generating the file. If AEAT rejects it, we tell you exactly which box to check.

Related models

If you file Modelo 115, you probably also file

Models that typically go together for tax purposes — Cofactu aggregates the data between them automatically.

See the full summary of the 7 AEAT models Cofactu covers.

FAQ

Frequently asked questions

Does Cofactu file it directly or just download the file?
It files it directly. Cofactu generates the official BOE file (115), signs it with your .p12 certificate, and sends it to the AEAT. You get the CSV receipt on screen in under 30 seconds.
What happens if the AEAT rejects my 115?
Cofactu shows you the error code explained and takes you to the specific field to fix. The draft is saved so you can retry.
Do I need a digital certificate?
Yes. You upload it once (AES-256-GCM encrypted) and Cofactu reuses it for the 115, 303, 111, 130, and informational returns.
Do I have to file the 115 if I rent out my primary residence to an individual?
No. The 115 is only for urban property leases NOT intended as housing (commercial units, offices, warehouses). Renting out a primary residence isn't subject to withholding and doesn't require a 115 filing.
What if my landlord gives me an exoneration certificate?
Some landlords (low net income, specific situations) provide an exoneration certificate. In that case you do NOT withhold and do NOT file a 115 for that landlord. In Cofactu, mark the contact as 'exempt' and it stops applying the withholding automatically.
When is monthly filing mandatory and when is it quarterly?
Monthly if your prior fiscal year's operations volume exceeds €6,010,121.04. Otherwise, quarterly. Cofactu alerts you if you cross the threshold.
What about the annual summary?
The annual summary of the 115 is Modelo 180. Cofactu doesn't cover it yet — it's on the roadmap. If you need it, let us know and we'll prioritize it.

File your Modelo 115 from Cofactu

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