Guidance · example Review now
High risk
The date, the volume and the state of adaptation point to the same next step.
Reference deadline · July 2027Action · plan the adaptation
Turn the doubt
into a next step.
This free calculator estimates your VeriFactu penalty risk in Spain. Answer four questions about your situation and get risk guidance before the 2027 deadlines (1 January 2027 for companies, 1 July 2027 for the self-employed). No sign-up, no email, no card.
Indicative only: it is not tax or legal advice.
Your context first.
The calculation after.
The calculator does not try to determine a penalty. It organises the answers worth having clear to know whether you should act now.
Indicative assessment4 questions · educational result
Question 1 of 40%
What's your tax situation?
The result is guidance based on your answers. How the penalty regime applies depends on the facts and on the Administration’s assessment.
No black box Four answers build
Four answers build
understandable guidance.
Each choice changes a specific part of the result. You see the relationship before accepting any figure.
- 01 Tax situation Self-employed, company or not obliged. Sets the reference date: 1 July 2027 for the self-employed and 1 January 2027 for companies.
- 02 Invoice volume Under 50, between 50 and 500, or over 500 a month. Scales the indicative exposure base: €10,000, €25,000 or €50,000.
- 03 Current compliance Signed VeriFactu, partial compliance or not adapted. Lowers or raises the risk level the guidance shows.
- 04 Urgency of adaptation Under way, before the deadline or with no adaptation plan. Shows how much margin is left before the date that applies to your situation.
The result ends
in an action, not an alarm.
The tool separates level, deadline and next step so that an isolated range does not look like an official penalty.
| Level | HIGH | Steps still pending |
|---|---|---|
| Deadline | 01·07·27 | Self-employed · reference date |
| Next step | PLAN | Certificate + compliant software |
Educational guidance · Not an AEAT assessment
01
Confirm your profile.
The date differs between a company and an individual.
02
Review what is pending.
Certificate, software and calendar must tell the same story.
03
Escalate the right doubt.
For a legal answer, ask your adviser.
Dates and legal source The tool gives guidance.
The tool gives guidance.
The rule stays the reference.
VeriFactu is regulated by Royal Decree 1007/2023 (RD 1007/2023). For the penalty regime, the reference is art. 201 bis of the Ley General Tributaria.
Sources and penalties ↗- 01 Companies
- 1 January 2027
- 02 Self-employed and individuals
- 1 July 2027
RD 1007/2023 · art. 201 bis LGT
About this guidance.
Straight answers on the calculation, its limits and the dates you need to keep in mind.
Back to the VeriFactu guide →Is the result binding or an official calculation?
No. The calculator is indicative: it gives you an estimated exposure range for your profile, not an assessment. The actual amount of a penalty is set by the AEAT (Spanish Tax Agency) under art. 201 bis of the Ley General Tributaria (LGT, the General Tax Act). For your specific case, ask an adviser.
How is the range calculated?
From four factors: your tax situation, the invoice volume (which scales the base €10,000 / €25,000 / €50,000), whether you already comply with VeriFactu and when you plan to adapt. Combining them places you at low, medium, high or critical risk.
What is my deadline to comply with VeriFactu?
Companies (sociedades) are bound from 1 January 2027; the self-employed and other individuals, from 1 July 2027. Working with compliant software before your date reduces the risk of the specific infringement for using non-compliant software. Confirm your case with an adviser and see the legal detail on the VeriFactu penalties page.
Cofactu handles the XML, the signature and the submission to the AEAT so you can focus on your business.
