Real persistence.
Every entry has a record, a date and a source you can look up.
Accounting · Spanish PGC Accounting.
Start free → Accounting.
Connected to your invoices.
Cofactu records every invoice, receipt, expense and payslip in a real journal. No waiting for the close and no retyping.
10 auto-accounting flows · Spanish chart of accounts (PGC) validated · ACID persisted
See the journey ↓ Start with GoogleJournal.
Automatic.
Source: invoice F-2026-0142. Accepted invoice for €2,904.00 to Estudio Norte SL, today at 10:42. Chained SHA-256 hash · intact. Source document: accepted invoice ✓.
| Account | Name | Debit | Credit |
|---|---|---|---|
| 430 | Customers | 2,904.00 | — |
| 700 | Sales of services | — | 2,400.00 |
| 477 | Output VAT | — | 504.00 |
| Check: debit = credit | €2,904.00 ✓ |
From transaction to report One operation.
One operation.
Four useful readings.
- 01
It happens
Invoices, receipts, expenses and payroll come in through the flow you already use.
- 02
It is recorded
The entry is generated with its accounts, amounts and source document.
- 03
It is validated
Debit and credit balance before saving. The record is protected.
- 04
It is understood
General ledger, balance sheet and P&L reflect the same source of truth.
Scroll
The journal writes itself
while you work.
Accounting stops being an end-of-month chore because every source arrives with its context.
| Operation input | Accounts | Amount | Status |
|---|---|---|---|
| Accepted invoice | 430 · 700 · 477 | €2,904.00 | Entry created |
| Reconciled receipt | 572 · 430 | €2,904.00 | Entry created |
| Expense recorded | 600 · 472 · 410 | €480.00 | Entry created |
| Payroll paid | 640 · 642 · 465 | €1,820.00 | Entry created |
Reports that come out of the data
You do not have to choose between detail and overview.
01General ledger Every account with its history. See movements, balance and source documents without rebuilding them from a spreadsheet. 430 · Customers: balance €18,420.00. Explore accounting ↗ 
02Balance sheet The balance sheet updates itself. Assets, liabilities and equity always balanced to the date you choose. Total assets €86,240.00: current assets €54,820.00 · equity €31,420.00. Explore accounting ↗ 
03Profit and loss The year's result, in context. Income and expenses come from real operations so you can decide before year end. Cumulative result: +€12,480.00. Explore accounting ↗ Accounting trust What you see is what
What you see is what
was recorded.
Immutability.
The chained hash detects any retroactive change.
Tax tie-out.
The VAT book and Modelo 303 (quarterly VAT return) start from the same data.
Accounting with no grey areas.
Everything you need to understand how your operations are recorded, queried and carried forward.
See the connected tax returns →Are the journal entries real, or calculated when I open a report?
They are real, stored entries with their debit and credit lines, an annual sequential number and a balance check on every operation. Reports read those records; they do not rebuild them in memory.
Do I have to enter journal entries by hand?
No. Cofactu generates them when you invoice, collect, pay payroll, record expenses, sell at the POS and reconcile the bank. You only enter extraordinary operations manually.
Can I import my accounting history?
Yes. You can import data from A3, Contasol and Sage (popular Spanish accounting programs) to keep working with your history without re-entering it.
Is Cofactu's accounting valid for audits and for filing accounts with the Registro Mercantil?
The journal and balance sheet follow the PGC (Spanish General Accounting Plan). The annual-accounts wizard generates the XBRL filing package against the official ICAC taxonomy (PGC 2007, SME model), validated automatically, plus the DEPOSITO.XML file for the Registry's official D2 program. You download the package and file it yourself, or through your adviser, at registradores.org. The notes to the accounts remain your responsibility, so review them together before filing.
Start with your next operation
Your accounting can start writing itself today.
No card, and reports ready to grow with you.
