Invoicing and accounting
for SMEs.
Sales, receipts, bank, accounting and tax work on the same operation. Cofactu keeps the context so the team does not have to chase it across tabs.
SME plan €39 a month · 7 access roles · 7 AEAT tax forms · 1 Jan 2027 deadline for companies
Cofactu vs Holded ↗One operation · four areas
Without re-entering the data.
- Sales · handover 01
Order approved
Customer, products and price are ready to invoice. Invoice prepared.
- Treasury · handover 02
Receipt identified
The bank transaction finds the document that originated it. Reconciled.
- Accounting · handover 03
Journal entry generated
The operation writes debit, credit and the source document. Balanced.
- Tax · handover 04
Data available
The same base reaches the VAT book and the applicable tax returns. Being tracked.
One file for whoever sells, collects, books and files.
The invoice keeps its decisions and documents as it changes hands. It is not another copy: it is a different reading of the same source.
F-2026-0143
Estudio Norte SL
| Area | Status | Evidence |
|---|---|---|
| Sales | Invoice issued | QR and VeriFactu record |
| Treasury | Receipt reconciled | Bank transaction linked |
| Accounting | Journal entry 2026-000142 | 430 · 700 · 477 |
| Tax | VAT available | Register book and tax return |
Source document kept · Journal up to date · Verifiable status
Every area comes in through its own door.
The business keeps one story.
These are not modules to reconcile at the end of the month: they are different jobs on the same record, with the access and the evidence each person in charge needs.
- 01 The team works within clear limits See roles and team Owner, administrator, accountant, read-only, cashier and POS manager, and employee separate access without sharing credentials; and you can create custom roles.
- 02 Journal entries come from operations See accounting Invoices, receipts, expenses, payroll and bank generate their own entries. Journal, balance sheet and P&L start from the same data.
- 03 The sales cycle does not start from zero See CRM with invoicing Opportunity, quote, order and invoice keep customer, products and prices. Projects and cost centres keep the reading by area.
- 04 Inventory and bank enter the same reading See bank reconciliation Stock by warehouse, POS and Norma 43, CSV or Excel statements connect to the operation.
- 05 Tax comes out of where you work See tax forms Cofactu prepares Modelo 303, 111, 130, 115, 190, 347 and 349 from your activity and the calendar.
- 06 Connections do not force duplication See electronic invoicing REST API, POS and payroll importable from Sage, A3, CSV or PDF with OCR feed the same source.
VeriFactu should not be
another isolated project.
For companies, the current deadline is 1 January 2027. If invoicing already feeds the rest of the company, the transition is reviewed from the flow the team uses every day.
Check dates and deadlines →| Invoicing with software | Detected |
|---|---|
| VeriFactu record and QR | Prepared |
| Applicable date | 1 January 2027 |
| Next review | Tax profile |
For information only; check your case with tax advice.
Regulation, migration and operations.
Pick the next question.
January 2027 deadline for companies01
Deadlines · What you have to comply with and by when.
Penalties for VeriFactu non-compliance02
Regulation · Up to €50,000 a year under article 201 bis of the General Tax Act (LGT).
Cofactu vs Holded: pricing, features and migration03
Comparison · Pricing, modules, VeriFactu and accounting compared.
Migrate from Holded, Sage or Contasol04
Migration · Import invoices, customers and journal entries without losing context.
Quotes and orders05
Feature · From quote to invoice without re-entering data.
What VeriFactu is and what it requires06
Pillar guide · Royal Decree 1007/2023 and Order HAC/1177/2024 explained.
The questions that come up before changing the flow.
When must a company comply with VeriFactu in Spain?
The current deadline for companies (sociedades) is 1 January 2027. From that date, the software must generate VeriFactu records compliant with Royal Decree 1007/2023. Penalties can reach €50,000 a year under article 201 bis of the General Tax Act (LGT). See the calendar on the VeriFactu dates page.
Does Holded already comply with VeriFactu? Why switch?
The decision depends on the operations you want to bring together and the plan you need. Cofactu is designed compliance-first: hash chain, digital signature and submission to the AEAT are part of its core. It includes accounting, 7 AEAT tax forms and bank reconciliation. See the Holded comparison.
Does it include payroll?
Yes, as an add-on to the SME plan: it is contracted separately and paid per employee. You can import payroll from Sage, A3, CSV or PDF with OCR. Cofactu generates the journal entries (640/465) and the data for Modelo 111 and 190 automatically.
Can I migrate from other software without losing data?
Yes. On the migration page you have guides to migrate from Holded, Sage 50, Factusol with Contasol and other programs; journal entries from A3, Contasol and Sage are imported from Accounting. If you have doubts, write to hola@cofactu.com.
What happens to my data if I leave Cofactu?
Your data is yours. From Settings → Company you download the full export of the account, and each module has its own exports, for example invoices and customers in CSV and accounting books in PDF or CSV. If you cancel, the service stays active until the end of the paid period and you keep the right to export everything.
VeriFactu invoicing, accounting, tax forms, bank, teams and, as an add-on, POS on the same operation. SME plan at €39/month, no lock-in.
