Cofactu vs Anfix
no lock-out, with an iOS app that works.

Decision file · Cofactu vs Anfix

Anfix has a great sales team and solid CleverScan, but it carries an iOS app broken since iOS 17 (18+ months), a banking bug with an inverted sign, and documented cases of data lock-out when the contract expires without prior notice. Comparison with real data (May 2026).

Linked data · Prices in context · No lock-in

Open the comparison ↓

Comparison report

Documented reading
Summary of the comparison between Cofactu and Anfix

Alternative reviewed
Anfix
invoicing with CleverScan + integrated accounting firm tools
18Capabilities
Operating suite
Cofactu
Invoicing, accounting and tax connected
6Areas
4References
3Scenarios

Linked references

The Anfix experience has already
left a public trail.

These quotes and patterns come from the sources indicated. They are shown with context and a link so you can check the full origin.

Editorial matrix · 18 capabilities

The difference shows when you
compare the whole job.

It is not enough that a feature exists. What matters is its scope, the context it keeps and what happens before and after.

Comparison between Cofactu and Anfix
Capability	Cofactu	Anfix	Evidence
Mobile · Working iOS mobile app	Universal PWA with end-to-end OCR	Receipt capture broken since iOS 17 (18+ months without a fix)	App Store: documented complaint with 3+ months without a fix, official workaround: 'delete the app and reinstall it'
Mobile · Optimized native iPad version	iPad-friendly responsive PWA	No iPad version (iPhone + Apple Watch only)
Mobile · Full receipt OCR closing from mobile	Yes — photo → OCR → invoice without opening a laptop	Camera bugs + frequent crashes when tapping buttons
Customer data · Data access on expiry/cancellation	90-day post-cancel access + 1-click ZIP export	Documented lock-out when the contract expires without notice	G2: "when my contract expired without prior notice, they locked me out and I couldn't even access my payment records"
Customer data · Self-service cancel + refunds	1-click cancel, automatic proration	Automatic renewal + no refund if you forget to cancel	Trustpilot: "I forgot to cancel, they charged me €70+ and wouldn't refund it despite requesting it"
Customer data · Full ZIP export + audit log	Yes — CSV + PDF + XML + audit log	Limited (Trustpilot reports basic export)
Fiscal compliance · Correct sign on cash↔bank movements	Yes — validated by an automated test suite	Reported 'adds instead of subtracts' bug	Trustpilot: critical accounting bug with inverted sign
Fiscal compliance · Automatic bank reconciliation + alerts	Yes — proactive alerts if reconciliation fails	Reconciliation fails and 'there's no way to get it fixed'
Fiscal compliance · AEAT transparency page + 1-click resubmission	Yes — XML + response + public log for the user	Standard
Fiscal compliance · Human-readable AEAT errors + proactive email	Yes — code + reason + how to fix it	Standard
Pricing · Price transparency	Public prices + 30 days' notice before any increase	+80% reported without prior notice (€390 → €700)	Trustpilot: pattern documented across multiple 2024-2026 reviews
Pricing · Transparent pricing for the accounting-firm plan	€89/month, public accounting-firm plan	Opaque custom pricing — sales call required
Pricing · No paid modules for the basics	Essentials in the plan; optional add-ons with public prices	'A separate module for every simple feature'	Vasieddmaak: recurring complaint about the modular structure
Pricing · Customizable reports + invoice sorting	Yes — column-configurable exports	Can't sort invoices by number (Trustpilot complaint)
Support · Consistent human post-sale support	People by WhatsApp and email on every plan; 4 business hours if you can't invoice	Excellent sales team, support degrades drastically	Trustpilot pattern: "issue resolution drags on forever"
Support · Invoice customization response time	Self-service WYSIWYG PDF editor	Customization team takes 15 days (Trustpilot quote)
Transparency · Public roadmap + visible changes	Yes — /roadmap + /changelog every week	Doesn't share roadmap or business plan	Trustpilot: "it would be good to know, to secure our own stability"
Transparency · Public status + real metrics	Yes — /status with uptime + 30-day heatmap	Not published

Cost in context

The base price doesn't explain
what your case costs.

The scenarios spell out features, volume and add-ons; differences in scope may remain. Prices exclude VAT unless stated. Price review: 26 August 2026.

Cost sheet compared: Cofactu and Anfix
Cost sheet compared	Cofactu · case described	Anfix · published base	Anfix · scenario result
Active self-employed with monthly OCR	Free, or €39/month with SME (3,000 AI credits/month for OCR and Lucía + all fiscal models)	Professional ≈ €12/month + Broken iOS app for mobile capture + +80% price-hike risk	€12/month with active bugs
Small business with bank reconciliation + accounting reports	€39/month	Company plan ≈ €25/month + Inverted-sign cash↔bank bug + Recurring reconciliation failures + Extra modules per feature	≥ €25/month with accounting risks
Accounting firm with 50 tax IDs	€89/month (up to 50 clients, native multi-tenant; Accounting Firm Pro €199 unlimited)	Custom accounting-firm plan (not public) + Mandatory sales call + Lock-out risk on expiry	Opaque pricing + data lock-out risk

If a price has changed, write to hola@cofactu.com and we will update the comparison.

Data continuity

Switching from Anfix
doesn't mean starting from zero.

If you're coming from Anfix because of a price hike, a broken iOS app, or a data lock-out, we can help:

Open the full guide ↗

Migration plan · From Anfix

Related guide
Assisted migration from Anfix (includes post-lock-out rescue)

Native CSV importer

export clients and invoices from the Anfix panel and upload them at /migrar/desde-anfix.
Post-lock-out rescue

if your data got locked without warning, we parse your historical PDFs via OCR to rebuild your client and invoice base. Write to us.
30 days free + first month free

if you come with this documented story.
No-lock-out guarantee

90-day post-cancel access + 1-click ZIP export. In writing on /seguridad.

Frequently asked questions

Before switching from Anfix.

Answers on scope, data, prices and continuity before you decide.

See migration from Anfix →

What exactly happens with Anfix's lock-out?

On G2 and Trustpilot there are user reviews reporting they lost access to their data when the contract expired without prior notice — even to past invoice records. It's the most emotional complaint in the sector's Trustpilot reviews. Cofactu commits in writing: 90 days of post-cancellation access + full ZIP export at any time. Published on /seguridad.

Is the inverted-sign cash↔bank bug still active?

A documented pattern on Trustpilot. We have no confirmation it's been fixed. It's a fiscally dangerous bug because your bank balance shows inverted figures without warning — a silent fail. Cofactu validates signs with an automated test suite + proactive alerts if reconciliation fails. "0 silent fail" commitment on /seguridad.

If Anfix locked you out, can you recover the data?

We have documented workarounds — write to us at hola@cofactu.com with your exact situation. Worst case, we parse historical PDFs via OCR to rebuild your client and invoice base. "Anfix Rescue" program — first month free if you come to us with this story.

Anfix includes VeriFactu in every plan. Does Cofactu too?

Yes. Both do. The difference isn't in the price of basic compliance, it's in the quality: human-readable AEAT errors, auto-repair of a broken hash chain (4171), per-invoice AEAT transparency page, proactive alerts. Those are the real gaps.