One category
Start with the type of tool you already use.

Each tool raises a different question. This map takes you to the comparison that matches your type of software and what you want to check.
Start with the type of tool you already use.

Read the scope of each comparison before drawing conclusions.

Quotes and detail are kept inside each destination.


Does your general-purpose tool handle the tax work you worry about?

What changes when invoicing, support and day-to-day operations have to work together?

Do you need a light tool without opening a different account for each tax ID?

What does it mean to stay on a desktop application and its renewal model?

When is a basic official tool enough, and when do you need something more?
Choose by type of tool or by the question that brought you here. The table takes you to one specific comparison without pretending to give a universal score. Own scope · Linked sources · Dated context.
Price and modules ERP / general-purpose · Cofactu versus Holded. Ordinary prices, VeriFactu, POS and accounting firms: compare features and limits with official sources. Open full comparison →
VeriFactu Free app · Cofactu versus AEAT free app. Real compliance at €0: perfect for 2 invoices a month. No payment tracking, no recurring invoices, no tickets, no export. When it is enough and when it is not. Open full comparison →
Support Business invoicing · Cofactu versus Quipu. No 2FA on a financial product. Split mobile OCR. Phone support only on the €49 Premium plan. Open full comparison →
Migration and data Business invoicing · Cofactu versus Anfix. iOS app broken since iOS 17 (18+ months). Data lock-out on expiry. Banking bug with inverted sign. Open full comparison → The selection only guides your starting point. All the routes remain available below.
Every conclusion in the comparisons keeps its origin, its date and the context needed for you to check it.
| 01 · Claim | What exactly is being assessed. |
|---|---|
| 02 · Source | Link to the origin consulted. |
| 03 · Date | When the evidence was valid. |
| 04 · Context | Which plan, product or situation it applies to. |
Input: a specific question → Check: source + scope → Output: a verifiable conclusion.


Start with your use case. Price, support, mobility, compliance or migration don't weigh the same for every business.
Don't carry a conclusion over. A claim documented for one tool doesn't help rank another.
Open the full comparison. There you will find the detail of features, limits and sources behind each analysis.
With 9: Holded, Sage 50, Quipu, Billin, Contasimple, FacturaDirecta, Anfix, Factusol and the AEAT free app. Each comparison sets Cofactu against that program feature by feature, and the Holded one also has an inventory breakdown (variants, batches and warehouses).
From real user complaints, quoted with their link (Trustpilot, Capterra and other public reviews), and from each vendor's official sources. Every claim keeps its source, and each comparison gathers the detail of features, limits and prices of the program it analyses.
Cofactu has a Free plan that does not expire, with unlimited invoices with VeriFactu and a QR code. The SME plan, with full accounting and all tax forms, costs €39/month + VAT, or €32,50/month when paid annually. Each competitor's price, with its source, is in its own comparison; Cofactu's plans are on the pricing page.
If you issue few invoices, always to identified clients and with no recurring invoices or tickets, yes: it is the official tool of the Spanish Tax Agency (AEAT) and it is free. It falls short when you need recurring invoices, payment tracking, counter tickets or to give your accountant the data in the format they ask for; it also does not let you export the records to continue in another program. Full comparison.
Write to hola@cofactu.com saying which program you use. When a tool gets five requests or more, we publish its comparison.
If you want a specific comparison with your current vendor, write to us. If it is relevant (5 or more requests), we publish one.
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