Customer
VeriFactu invoicing
for the self-employed.
For the self-employed
You invoice when you finish. You record an expense when it happens. You know what you have collected and reach the quarter with Modelo 303 and 130 prepared in the same app. Written for autónomos, self-employed people registered in Spain.
Calculate your self-employed contribution →SME plan from €39/month · no lock-in · Modelo 303 and 130
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- 01 €39/month SME plan: Modelo 303 and 130, accounting and expenses; VeriFactu already comes with the Free plan. No lock-in.
- 02 303 · 130 Calculated from your data: Modelo 303 downloads as the official file for the AEAT site and Modelo 130 comes out as a draft to complete on the AEAT site.
- 03 Jul 2027 VeriFactu deadline for the self-employed under Royal Decree 254/2025.
- 04 30 days Minimum notice before any price increase.
01 · When you finish the job
The invoice goes out with the context you already have.
Customer, description and amount. When you issue it, Cofactu generates the PDF with a verifiable QR, signs and chains the VeriFactu record; you do not have to rebuild that part afterwards.
The invoice also feeds your VAT register book and the automatic journal entries.
The proof stays next to the document Description
Amount
02 · When you get paid
Do not chase the statement to know what you have collected.
Upload the statement and Cofactu matches transfers to their invoices. Outstanding payments stay visible without opening another spreadsheet.
Transaction received
Match found
Paid
03 · Between one task and the next
The expense does not end up as a forgotten photo.
Forward a supplier's invoice to your company mailbox. Cofactu extracts amount, VAT and description with OCR so you can review it before adding it to the register.
Expense mailbox
Expense to review
Add to the expense register
04 · When the quarter arrives
The close does not start from zero.
The invoices and expenses you have already worked feed the VAT register book, the accounting and Modelo 303 and 130. Review them, download the official file for Modelo 303 and use Modelo 130 as a draft to file on the AEAT site (Spanish Tax Agency).
The same data, three readings
Tax close
VAT book Bases and amounts from invoices and expenses.
Modelo 303 Ready for review.
Modelo 130 Direct estimation · from income and expenses.
Official file for review and manual upload on the AEAT site See how it is filed →
- Accounting included. Journal, balance sheet and P&L available when you need them.
- VeriFactu compliant. Cofactu complies with Royal Decree 1007/2023 and Order HAC/1177/2024.
- July 2027. Arrive prepared for the deadline for the self-employed.
Support does not end when you issue.
Dates, comparisons, calculators and guides to decide calmly what you need now.
The essentials before you start.
Regulation, certificates, pricing and the AEAT's free alternative.
When does VeriFactu become mandatory for the self-employed in Spain?
Royal Decree 254/2025 sets the deadline in July 2027 for the self-employed (autónomos). Before that date you can keep using non-VeriFactu software, but from July 2027 your invoicing software must comply with Royal Decree 1007/2023. Penalties for non-compliance reach €50,000 a year under article 201 bis of the General Tax Act (LGT). The dates guide is linked in the resources below.
What about the AEAT's free app? Why not use it?
The AEAT's free app (Verifactu App) is valid for a very low volume of invoices and for people with no accounting or tax-form needs. It does not generate journal entries, does not file tax forms, has no VAT register book, no bank reconciliation and no expense management. If you issue more than 10-15 invoices a month or need to file Modelo 303 or 130, the free app is not enough.
Does the €39/month plan include the tax forms?
Yes. The SME plan (€39/month, €32,50/month if you pay yearly) includes the calculation of Modelo 303 and 130, with the official file for Modelo 303 and Modelo 130 as a draft. You or your accountant review and file them on the AEAT site. Any price increase is announced 30 days in advance.
Do I need a digital certificate to use Cofactu?
Yes. To file tax forms with the AEAT and to submit VeriFactu records you need the FNMT .p12 certificate. If you do not have it yet, the VeriFactu guide explains how to get it. Once uploaded, it is stored encrypted in the vault and you do not have to look for it again.
Can I calculate how much self-employed contribution I will pay?
Yes. We have a free calculator, linked in the resources below, that estimates the contribution from your previous net income. It requires no sign-up.
Your next invoice can put the quarter on track.
VeriFactu-compliant invoicing, Modelo 303 and 130, accounting and OCR expenses in a €39/month plan. No lock-in.
