Holded alternatives · 2026

Holded alternatives.
Compare for your business.

Holded is a good general-purpose ERP. If you want something more tax-focused, simpler or better prepared for an accounting firm in Spain, this guide helps you tell the real alternatives apart by the problem they solve.

06 real options · 04 decision profiles · 01 criterion: fit

Find my alternative See the full matrix

Selector by context

The best alternative changes when your priority changes.

Select the job that looks most like yours. The recommendation includes cases where Cofactu is not the first choice.

Accounting firmRecommendation: Cofactu Multi-client, onboarding and tax review across the portfolio You manage dozens of tax IDs and don't want to jump between accounts. Test how Cofactu works with several clients and compare it with Holded's accounting-firm portal and other options. The fit depends on permissions, processes and the cost of the portfolio. See Cofactu for accounting firms ↗

Self-employedRecommendation: Cofactu or Quipu Simplicity, OCR and total cost You want to invoice, record expenses and forget the technical side. Cofactu fits if you prioritise VeriFactu and connected tax work. Quipu is a reasonable alternative if your flow depends mainly on digitising many receipts. Compare with Quipu ↗

SMERecommendation: Cofactu Operational continuity and tax forms You need sales, payments, accounting and tax to share a single source. The advantage shows when you don't want to rebuild the quarter at the end: invoice, bank and books feed tax preparation from the same file. See Cofactu for SMEs ↗

Broad ERPRecommendation: Holded or Sage Functional breadth over tax specialisation Your priority is production, projects and inventory inside an established suite. Here Cofactu may not be the best fit. Holded offers a broader general-purpose suite and Sage keeps accounting depth for teams already set up in its ecosystem. Compare with Sage ↗

01 · Check your VeriFactu flow

Holded and other options already offer VeriFactu. Test configuration, issuing, statuses and error correction; check the responsible declaration (declaración responsable) and the requirements that apply to you.
02 · Compare the full ordinary cost

Note users, annual volume, inventory, POS and support. Separate promotions from ordinary fees and check taxes and add-ons.
03 · Test the work with your accounting firm

Check access, permissions and switching between clients. Holded has a portal for accounting firms; compare the work your firm needs, not just the name of the program.
04 · Include the cost of switching

Before cancelling, test a data sample and your integrations. Keep the originals and document which history is not transferred.

The six options

One clear strength.
One limit worth knowing.

Cofactu · VeriFactu invoicing and management for freelancers, SMEs and accounting firms⁰¹

Free €0 · SME €39/month, excluding VAT. What it offers: Invoices, payments, accounting and tax preparation connected; plans to manage several clients. What to check: Tax filing depends on the tax form and the channel. Migration needs review; the full audit trail of the source is not transferred automatically. Best fit: Anyone who wants to connect invoicing and management and can validate their operations during the trial.

Quipu · Invoicing, expenses and banks⁰²

Check the current price and promotion. What it offers: Publishes receipt-reading, invoicing and reconciliation features, plus an offer for accounting firms. What to check: Check the scans included and which plan has the features and support channels you need. Best fit: Freelancers and companies that prioritise recording expenses and bank connection.

Sage 50 · Accounting and commercial management⁰³

Check the edition and the current proposal. What it offers: Combines accounting, purchasing, sales and stock control, with desktop or cloud options. What to check: Define the edition, implementation, integrations and total cost before comparing one fee with another. Best fit: Teams that need commercial and accounting management or work with an accountant in the Sage ecosystem.

TS Facturas (formerly Billin) · Online invoicing⁰⁴

Check the current price. What it offers: Its offer brings together invoicing, quotes and expenses, with options for businesses and accounting firms. What to check: Check the accounting scope, the users and the limits of each plan for your case. Best fit: Businesses whose choice centres on issuing invoices and managing payments and expenses.

Contasimple · Invoicing and management⁰⁵

Check the current price. What it offers: Publishes invoicing, quotes and tax features and solutions for different sectors. What to check: Verify limits, supported tax forms and integrations; don't assume every feature is on the entry plan. Best fit: Freelancers and small businesses looking to bring their administration together.

FacturaDirecta · Online invoicing and management⁰⁶

Check the current price. What it offers: Offers invoicing with VeriFactu and management for small businesses. What to check: Check users, companies, documents and collaboration with your accountant depending on the plan. Best fit: Small businesses that prioritise an invoicing flow adapted to their day to day.

Decision matrix

The difference shows up
in four decisions.

Don't compare just a list of modules. Check what happens with compliance, tax closing, the client portfolio and support when the real work starts.

Fit reading · Holded alternatives · 2026 · Four operating criteria
Alternative	What to assess	Volume	Team	Before you sign up
Cofactu	Invoicing and tax preparation	AI credits and users per plan	Plans for accounting firms	Tax channel and import
Holded	ERP and VeriFactu	Invoices/year per plan	Accounting-firm portal	Ordinary fee and extras
Quipu	Expenses and banks	Scans included	Offer for accounting firms	Plan and support channels
Sage 50	Accounting and commercial management	Edition and scope	Users and implementation	Proposal and connectors
TS Facturas	Invoices and expenses	Plan limits	Users and accounting firm	Accounting scope
Contasimple	Management and taxes	Plan limits	Accountant access	Tax forms and integrations
FacturaDirecta	Online invoicing	Documents and companies	Users and accounting firm	Plan and migration

Editorial criteria based on the official pages linked, reviewed on 29 September 2026. It is not a ranking from usage tests nor a guarantee of every feature.

Go deeper

From the general map to the detail.

There is no universal winner. Open each alternative to see where it stands out, where it gives way and who it makes sense for.

Frequently asked questions

Before switching, clarify the cost of moving.

The questions that usually come up once you have narrowed the list to two or three tools.

See the migration guide → →

What is the best alternative to Holded in Spain?

It depends on your business. Use the criteria in this guide to pick two or three options and test the same cases: invoice, expense, payment, accounting-firm access and export.

Are there reasons to stay with Holded?

Yes. If your processes and integrations work and the team knows them, switching can cost more than the fee saving. VeriFactu and accounting-firm access are also available in Holded.

Is this selection independent?

Cofactu publishes it. The descriptions link to the vendor and the recommendations are editorial criteria, not a ranking based on exhaustive tests of every product.

Can I migrate without losing anything?

It shouldn't be taken for granted. Check the scope of the importer and keep the originals. In Cofactu, invoices you already issued in Holded arrive as historical records, with their original number, and are never sent to the AEAT (the Spanish Tax Agency); its drafts arrive as drafts. The full audit trail and the tax acceptance are not transferred automatically.

How much does Cofactu cost?

Free costs €0 and SME €39/month, excluding VAT. The POS is an add-on of €19/month per location on SME or higher. Paid plans include a 30-day trial with no card; check limits and add-ons on the pricing page.